Nettsider med emneord «XAI»

Publisert 25. feb. 2020 09:17

Classification models are often used to make decisions that affect humans: whether to approve a loan application, extend a job offer, or provide insurance. In such applications, it is desirable for the individuals to not only knowing the results but also have the ability to change the decisions of the model. For example, when a person is denied a loan by a credit scoring model, in addition to know why he/she can not received the loan, it is meaningful for the person to know what he/she can do to influence the decision, i.e. what are the input variables that, if values are changed, can alter the decision of the model. Otherwise, without this information, he/she will be denied the loan as long as the model is deployed, and – more importantly – will lack agency over a decision that affects their livelihood.

Publisert 25. feb. 2020 09:15

Classification models are often used to make decisions that affect humans: whether to approve a loan application, extend a job offer, or provide insurance. In such applications, it is desirable for the individuals to not only knowing the results but also have the ability to change the decisions of the model. For example, when a person is denied a loan by a credit scoring model, in addition to know why he/she can not received the loan, it is meaningful for the person to know what he/she can do to influence the decision, i.e. what are the input variables that, if values are changed, can alter the decision of the model. Otherwise, without this information, he/she will be denied the loan as long as the model is deployed, and – more importantly – will lack agency over a decision that affects their livelihood.