OCR-Based Data Authentication for Online Banking
This Master's project has investigated the potential for Optical Character Recognition (OCR) based data authentication in online banking, for ensuring authenticity of banking transactions.
An OCR-based data authentication scheme as been designed, and implemented as a high fidelity prototype. The prototype consist of an smartphone application developed for the Android platform, as well as a mock-up e-banking web application. This prototype was evaluated through a pilot usability study, in order to investigate the level of user friendliness which it provides. The results from this pilot study indicates that the authentication scheme itself has potential, however the prototype will have to be improved in order to provide a sufficient user experience.